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Why Club Vita?

Longevity remains the biggest unmanaged risk for defined benefit (DB) pension plans. As plans mature, longevity deserves a proactive plan for its management, avoiding future regret on funding decisions, on investment strategy and on risk transfer.

Data Driven Decisions

Assumptions about future longevity affect many decisions for pension plans, with longevity overlapping the professional domains of the administrator, actuary and investment advisor.

Unlike insurance companies, pension plans can't net off their longevity risk against mortality risk on life insurance policies. This lack of a natural hedge makes plan sponsors anxious about how best to secure participants' future benefits.

A pro-active strategy for managing longevity risk is clearly desirable. But, until recently, reliable, relevant data hasn't been available.


Our mission

To improve later life financial well-being by promoting awareness of longevity risk and making its management transparent and efficient.

Our vision

  • to enable financial institutions to understand and actively manage longevity risk
  • to modernise market practices and remove market frictions for longevity transfer
  • to improve access to cutting edge data-science tools and techniques

Our market/community:

Our primary relationships are with workplace pension funds in the UK, Canada and the US. On their behalf, we facilitate the accumulation and pooling of data underlying the longevity patterns of retirees with annuity benefits. Club member pension funds and their advisors use our analytics to understand their emerging longevity patterns, to drive more informed strategic decisions and to embed best-practice risk-management into their governance frameworks. 

Our secondary relationships are with financial institutions that manage longevity risk: insurers, reinsurers and asset managers. Our focus is on helping our clients offer attractive longevity risk protection products in a tech-enabled, efficient manner.   

Our current community includes 400 pension funds, 7 pension advisory firms and 25 (re)insurers.   Across our three clubs, we are tracking the survival patterns of a diverse population of over five million people with benefits in workplace pension plans.     

Company history:

Club Vita was born in the UK in 2008.  Our systems and processes were designed by a multi-disciplinary team, with a shared passion for “allowing the data to do the talking” by combining modern technology and statistical techniques.  Following a successful UK launch, we went on to build similar communities in Canada (2015) and in the United States (2019).    

Company history

Company history

Club Vita was born in the UK in 2008.  Our systems and processes were designed by a multi-disciplinary team, with a shared passion for “allowing the data to do the talking” by combining modern technology and statistical techniques.  Following a successful UK launch, we went on to build similar communities in Canada (2015) and in the United States (2019).    

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Heading to our the Lexicon of Longevity

Our glossary of longevity terms provides an ever-evolving explanatory hub of longevity terminology. Including top line definitions, related terms and links to further reading.

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