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Standard table

\ˈstændərd\ \ˈteɪbəl\

A published mortality base table, usually constructed using a large data set believed to be relevant to a number of users.

The reference population is rarely exactly appropriate to an individual user’s needs, so standard tables are often adjusted by applying an age rating or a scaling factor calculated by an A/E experience analysis or with reference to a suitable rating factor model. Standard tables can often be useful as a common reference point to allow different users to compare longevity assumptions.

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