28 August 2019
Erik Pickett, Club Vita's Actuary and Chief Content Officer, talks to Mike Kreps, Groom Law Group, about whether lifespan is due to nature or nurture.
Erik explains that research seems to suggest that only about 20% of the variance in lifespan between different people is genetic, with the rest driven by external factors such as environment and lifestyle. Club Vita’s approach uses data held by pension plans to capture the differences in these external factors.
Data held by pension plans can help us capture external factors affecting life span, in particular, where someone lives can tell us a lot about the kind of lifestyle that they have and how long they are expected to live.
On our travels we get asked many interesting questions: Is longevity risk actually important? Have we reached the limit of life expectancy? Is Club Vita a night club / sports team / all-inclusive holiday company?
Here our team answer some of the more frequent questions we are asked. If you have more questions that we haven’t covered, please get in touch.